Tax loans

Federal income tax and quarterly estimates, spread over a fixed term and documented against the return.

The Chicago River and the Loop in late light

RANGE: $5,000 – $400,000
TERM: 3 – 12 months
PRICE: From 15.4% APR indicative
DECISION: Inside 24 hours

A profitable year can still produce an awkward April, or a federal tax date that collides with stock. The tax loan is sized to the return or the quarterly voucher, not to a guessed round number.

We want the notice, the last accounts, and a bank feed. Most decisions are back the same day the pack is complete.

Suited to

Federal and state income tax
Quarterly estimates for sole proprietors and partnerships

Outside the line

Penalties and enforcement fees as the primary purpose
Schemes we cannot understand

Questions we are asked

Does this affect an IRS installment agreement?

If the IRS has already agreed an installment plan, tell us. We will not structure over the top of it.

ALSO ON THE DESK

Invoice financeRelease the cash sitting in unpaid invoices and keep trading while customers take their terms.
Working capital loansSmooth a short gap in cash without pledging the whole of the business.
Sales tax loansSpread a sales-tax quarter over three to twelve months so the bill does not empty the account.