ACCOUNTS
Choose the account you are opening.
Registration starts with this preference. Checking for the working week, savings or a money market account for cash you can still reach, a certificate of deposit or a fixed deposit when the date is known.
Checking account
Day-to-day business money. Receipts in, suppliers out, and a facility can settle into the same account.
- RATE
- 0.10% APY on balances over $1,000
- ACCESS
- Instant, on working days
- TO OPEN
- $100
Savings account
An easy-access balance for tax, a quiet month, or the next stock build. Withdraw on a working day.
- RATE
- 2.75% APY variable
- ACCESS
- Easy access
- TO OPEN
- $100
Money market account
A higher variable rate for cash you will not need every week. Sometimes called an MMA.
- RATE
- 3.40% APY variable
- ACCESS
- Up to six withdrawals a month
- TO OPEN
- $100
Certificate of deposit
A fixed rate for a set term. You hold it to maturity. Breaking it early is priced, not pretended away.
- RATE
- From 4.20% fixed
- ACCESS
- Held to the maturity date
- TO OPEN
- $100
Fixed deposit
A lump sum locked for the term you choose. Interest is paid at maturity. No partial withdrawals.
- RATE
- From 4.55% fixed
- ACCESS
- Locked until maturity
- TO OPEN
- $100
A certificate and a fixed deposit are not the same instrument: one can be encashed early at a bid, the other waits for its date.