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WheatonGateMICRO FINANCE

FacilitiesInvoice finance

Invoice finance

Release the cash sitting in unpaid invoices and keep trading while customers take their terms.

Partners reviewing a funding pack at a wooden desk
RANGE
$15,000 – $2m facility
TERM
Rolling, 30–90 day invoices
PRICE
From 1.35% discount charge
DECISION
Often same day

Invoice finance at WheatonGate is a facility against your sales ledger, not a one-off loan. We advance a percentage of approved invoices — typically 70% to 90% — and release the balance, less charges, when your customer pays.

Confidential discounting keeps collection with you. Factoring is available when you would rather we run the ledger. Either way, the facility grows with turnover instead of resetting every quarter.

Export invoices in a major currency can be funded and, if you ask, the advance can be paid out in dollars or a dollar stablecoin.

Suited to

  • B2B businesses with invoices over $250
  • Turnover from about $150,000
  • Customers on 30, 60 or 90 day terms

Outside the line

  • Consumer retail receipts
  • Invoices already assigned elsewhere
  • Related-party billing

Questions we are asked

Will my customers know?

Not on a confidential discounting facility. On factoring, we collect in our name and your customers are notified.

How fast is the first draw?

Once the ledger is verified and the UCC filing is in place, the first advance is usually the next business day.

ALSO ON THE DESK

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