THE BOOK
Facilities shaped around the requirement, not a menu.
Twelve instruments. Three of them use a public chain — as collateral, or only as the way money leaves. Everything else is ordinary commercial credit, documented and repaid.
WHICH ONE
START HERE
Tell us the constraint.
Choose the sentence that sounds like the week you are having. We will point at one facility, and you can ignore us if the file says otherwise.
- CASH FLOWInvoice financeRelease the cash sitting in unpaid invoices and keep trading while customers take their terms.$15,000 – $2m facility
- CASH FLOWWorking capital loansSmooth a short gap in cash without pledging the whole of the business.$10,000 – $500,000
- CASH FLOWSales tax loansSpread a sales-tax quarter over three to twelve months so the bill does not empty the account.$5,000 – $400,000
- CASH FLOWTax loansFederal income tax and quarterly estimates, spread over a fixed term and documented against the return.$5,000 – $400,000
- CASH FLOWMicro trader facilitiesSmaller tickets for stalls, studios, farms and one-van firms that banks still treat as a hobby.$1,000 – $75,000
- GROWTH & ASSETSBusiness development loansGrowth capital for a contract, a hire, a build-out or a measured acquisition.$25,000 – $1.5m
- GROWTH & ASSETSCommercial loansA fixed-term loan for investment in the business, secured or unsecured depending on the balance sheet.$50,000 – $2m
- GROWTH & ASSETSAsset financeVehicles, plant and machinery funded against the asset, so the deposit does not wipe out cash.$8,000 – $1m
- GROWTH & ASSETSAsset-based lendingBorrow against the assets you already hold — ledger, stock, and sometimes plant — in one facility.$250,000 – $5m
- CRYPTO DESKCrypto-collateral advancesBorrow dollars against Bitcoin, Ether or Solana. The coins stay pledged; the cash is for the business.$2,000 – $500,000
- CRYPTO DESKStablecoin settlementTake an approved facility in USDC or USDT instead of a dollar credit, on a network you actually use.Any funded facility
- CRYPTO DESKSupplier railsPay an overseas supplier in stablecoin the day the facility is drawn, without waiting on a correspondent bank.$2,000 – $750,000 a payment