FacilitiesCrypto-collateral advances

Crypto-collateral advances

Borrow dollars against Bitcoin, Ether or Solana. The coins stay pledged; the cash is for the business.

Cut stone in low light, held rather than spent

RANGE: $2,000 – $500,000
TERM: 3 – 24 months
PRICE: From 9.4% APR indicative, over-collateralised
DECISION: Inside one working day once the asset is verified

A crypto-collateral advance is a business loan secured on digital assets you already hold. We do not lend so you can buy more coins. The purpose is the trade: stock, tax, a machine, a payroll gap.

Loan-to-value is conservative — up to 50% on Bitcoin, 40% on Ether, 30% on Solana. If the health factor falls through 1.00, the position is a margin call. That is stated before you draw, not afterwards.

Collateral is received to a segregated desk address on the network you choose. It is not rehypothecated, and it is returned when the advance is repaid.

Suited to

Owners holding BTC, ETH or SOL outside the company, pledged with a proper instruction
Companies with a documented treasury policy

Outside the line

Memecoins and illiquid tokens
Borrowed coins
Personal spending

Questions we are asked

Who holds the keys during the loan?

The desk, under a pledge. You cannot trade the pledged balance. Unpledged coins are untouched.

What is a health factor?

Collateral value times the liquidation threshold, divided by the amount drawn. Above 1.00 the position is inside terms. Below it, we can sell collateral to repay.

ALSO ON THE DESK